Wednesday, July 12, 2017

Four Ways to Get Money in a Hurry

When you need to get money for an emergency situation, it can be hard to know what to do to get the money quickly and easily. There are many people who choose to pawn any and everything that they can to get money, but this often leads to someone losing their prized possessions forever. Instead of pawning your belongings of the quick cash you need, use the following guide to learn about a few loan options you may want to consider.

Borrow Money from Friends and Family

The first place you should go to get a loan when you need money in a hurry is to your friends and family. There are times when people will be willing to lend you small amounts of money to help you get through a hard time. Be sure to create a contract so that they can have peace of mind that you are serious about paying them back the money that they lend to you.

Get a Payday Loan Alternative

If you do not have any friends and family who can lend you money, you could apply for a payday loan alternative. An alternative payday loan is easy to get because it does not require you to have perfect credit in order to be approved for the loan. It is possible to be approved for the loan within a matter of a few minutes. All you need is proof that you have a source of income, a social security number, and a bank account for the money to be deposited into.

Get a Title Loan

If you do not have a viable source of income, it can be difficult to get a loan. You can however still get the money you need if you own a car, truck, or another vehicle outright. You can get a title loan based off of the value of the vehicle. The loan company will take possession of the title to the vehicle and hold onto it until the loan is repaid in full. If you do not repay the loan on time, the company can take possession of the car and sell it to get the money back that they lent to you. The loan that you will be offered will not be able to exceed the value of the car as determined by the loan company.

Get a Bank Loan

The last option that is available to you is a bank loan. The downfall of a bank loan is that they often have to be for large amounts of money, require you to have a good credit score, and take time for approval. The only time that a bank loan is the best option is when you need a loan that is more than a few thousand dollars in size.

Taking the time to consider all of your options will ensure that you chose the best option to suit your needs. You need to be sure that the option you choose allows you to pay back the loan in small increments rather than in a lump sum so that you can properly budget for the repayment of the loan. You do not want to find yourself in financial hardship trying to pay back the loan later on down the road.

Be sure to find out what the cost for the loan is before agreeing to one, as well. There are some companies that charge a flat rate for their loans based on the amount of the loan and some that charge interest based on how long you take to repay the loan.

Tuesday, July 11, 2017

Why Working Remote Is The Only Way To Go

Have you ever had the opportunity to work remotely? Is this something that has eluded you to this point in your career? Are you hoping to make a change in the near future?
While there’s nothing wrong with working in a traditional office setting, a remote setup can change your life forever (in a positive way, of course).
With this, you can work from anywhere in the world, as long as you have the tools and technology necessary to get your job done.
In the United States alone, the number of people working remotely is closing in on 50 percent. There is no way of knowing what the future holds, but there is good reason to assume that this will remain the trend. Here’s why: it benefits both employees and employers in a number of ways.
Here are several reasons why working remote is the only way to go:
1. Freedom To Do What You Want
When you’re required to work from the same office, day in and day out, you don’t have much freedom and flexibility. Instead, you know that you’ll spend a minimum of eight hours a day in this space. Talk about boring.
When you work remotely, you don’t have to be in the same place (unless you want). One day you can work from home. The next you can head to a local coffee shop or restaurant. From there, maybe you want to take advantage of the adventure tourism boom. It doesn’t matter where you are, as long as your company is happy with your performance.
Although the typical telecommuter works for a company with less than 100 employees, employers of all sizes are looking into this strategy.
2. The Best of Both Worlds
Depending on your circumstances and employment arrangement, you may have the opportunity to work remotely on a part-time basis.
According to a survey by, 50 percent of the United States workforce has a job that is compatible with working remote at least part of the time.
With this arrangement, you have the opportunity to work on-site when necessary, but to also take advantage of the benefits of working remote.  
Tip: if you’re interested in working remote but your employer is unsure, offer to compromise with a part-time telework schedule.
3. More Time for the Things You Love
Have you ever held a job where you spend a minimum of eight hours per day in the office? Did this hold you back from dong the things you love?
This can be extremely frustrating, often to the point of having to ditch one or more hobby in order to make a living.
When working remote, this is never a concern. You’ll still put in your time, but since you’re not tied down to an office there is more availability in your schedule to do the things you love.
A good example of this is somebody who spends several hours each day commuting to and from the office. By cutting this out of your life, you’ll have more time for the things you love, from photography to sports and much more.
Find a Remote Gig
If there is no potential to work remotely within your current company, it may be time to start your search for a new gig.
There are many ways to find a remote opportunity, with these ideas a good jumping off point:
·         Online job boards. With the ability to search by “telecommute” or “work from home” you’ll find opportunities that suit your needs.
·         Social media. There is more to social media than fun and games. You can also use Twitter, Facebook, and LinkedIn to uncover your next job opportunity.
·         Your network. Do you know somebody who currently works from home? Would they be willing to help you land a job with their employer? Don’t hesitate to reach out to everyone in your network, letting them know what you’re trying to accomplish.
It goes without saying that some careers are more closely aligned with working remote than others.
For example, the United States Department of Labor notes that people in financial operations, business, and management, have the tendency to work from home more often than other professionals.
Regardless of your current career path, you should seek an opportunity that allows you to work outside a traditional office environment. In today’s day and age, this is the only way to go!
Do you have any experience with telecommuting? Are you doing your best to find a job that allows you to work remotely?

Thursday, June 29, 2017

Want To Lose Weight? Try This Diet Now

            Why is weight loss such a popular issue? Let me put it a different way. Popular diets have always been the craze but none of them ever work. Why even bother looking at this one? But like with most things, there are often two sides to a story. In this case, it’s the stigma around popular diets.
            If you’ve briefly checked out that link, you’re probably a bit cynical (even I am) given how cliché losing weight through diets and failing has become as a New Year’s Resolution. The fact that one link has thirty different diets also brings into question if any of them work. I get it.
            Before I get into why you should try this diet, I think the more important point is to establish my credibility, if only a little, right now. From my perspective, it’s not the popular diets that don’t work. It’s the people doing the popular diets that don’t work. 
            No, I’m not saying they’re dysfunctional when I say they don’t work. I mean they pick up the diet, throw it away, and pick up a new one faster than you can do with gum. That’s really the problem here. Nobody’s following through with the plan. How can you tell whether the plan isn’t working if not enough people perform it correctly?
Let’s modify our approach a bit. I’ll get to the actual part about the diet soon, but there’s something even more important to losing weight. According to the National Heart, Lung, and Blood Institute (a part of the NIH), the most important part of losing the weight might not actually be the diet you choose, but how you cultivate and maintain good habits. 
Check out this list of some of the things that this NIH sponsored institute suggests towards getting to a healthy weight.
       This one’s a bit repetitive, but realize the role of changing your behaviors on weight loss
       Set goals that are attainable. The must be specific, attainable, and forgiving.
       Break down a bigger, long-term goal into a set of progressive and smaller short-term goals.
       Set up a reward system for your success (not with food obviously)
       Keep track of your caloric intake and expenditure
       Avoiding doing things that tempt you into eating or having similar thoughts
       Eat slowly. The signal that you’re full takes at least 15 minutes to travel to your brain, so you might be over-eating a little without realizing it.
Hopefully after seeing so many examples you’ve now developed a general sense of why it’s not just about the diet. Your behaviors like your sleep cycle or the intensity and duration of your exercise play an equal role towards your goal of weight loss as the food you eat. 
The Actual Diet
            This diet’s named the Three Day Military Diet. In any case it’s a pretty ironic name because the diet has nothing to do with the military or three days. The first claim is pretty self-explanatory, the military doesn’t use it. The second one is about sticking to things.
            You see, the three day part actually doesn’t just last three days. It’s a two part process. First, you begin by fasting. Your caloric intake will drop to 1000 to 1300 calories per day for three days. The next four days you will (or attempt to) eat normally. You keep on doing this over a few weeks or months until you see results. 
            To be quite honest, the diet itself is harder than the part about forming good habits, since you’re basically forming a bad habit. You’re modifying the metabolic rate of your body by sending it confusing signals about the availability of food on certain days.
            That confusion for your body probably isn’t exactly the healthiest thing in the world. But if you really want to lose weight fast in a way that isn’t complete starvation, the three day military diet might hold some merit.
You might also want to consider the mental consequences. Personally, it’d be very hard for me to eat about fifty percent less than the recommended 2000 calories per day (that’s everywhere on labels) for three days and then eat “normally” for the rest of the week. 
In any situation, if you take away anything from this piece. It’s that weight loss is a gradual process that happens over time due to your own sustained efforts. Only sustained, consistent efforts at the diet outlined above along with good habits will eliminate weight reliably.