If you are a Microsoft office user (e.g. Word, Excel) you might want to check out the free personal finance templates offered on their web site. Available templates include budgeting templates, calculators for 401k planning, investment calculators and mortgage amortization/analysis templates.
My personal favorite is the lifetime savings calculator which allows you to calculate the lifetime savings of switching to a generic version of a particular product. It's simple math to do without a fancy Excel calculator, but it sure is fun to see how much you can save!
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