Free Trial of MS Money Not Up To Snuff

This weekend I downloaded the 90-day trial version of Microsoft Money 2006 Deluxe. I spent about three hours uploading my financial information and meticulously categorizing my expenses. I had MS Money pull my credit card and banking information directly from my online accounts. After tinkering around with it for a few hours, I deduced that I strongly prefer my manual method of tracking income, expenses and net worth in Excel. It is much easier to do what-if scenarios, and it takes much less time. It also makes me feel much more 'in touch' with my money. I felt that Microsoft Money was overly complex, and not as intiuitive as I had expected it to be. I was a little disappointed with this finding. I guess I expected more from Microsoft. I suppose it might be a good tool for somebody who has a business, but for personal finance tracking, it isn't the solution for me.